With flexible repayment terms, competitive interest rates, and a hassle-free application process, we’re here to help you move your business forward—on your terms. Whether you're investing in new equipment, managing cash flow, purchasing vehicles, or expanding operations, Business Helpline is your trusted partner for fast, efficient, and fully personalised funding solutions.
Our core finance solutions
Business Loans
Simple, straightforward funding for almost any business need. Whether you're launching a new venture, expanding operations, or bridging a temporary cash flow gap, our unsecured and secured business loans offer flexibility, speed, and competitive rates. Loans can be tailored in terms of amount, duration, and repayment structure to suit your business goals.
- Fixed and flexible terms
- Fast approvals
- Competitive interest rates
- Use for working capital, stock, expansion, or emergencies
Growth Guarantee Scheme
As part of the British Business Bank’s scheme, Business Helpline can help eligible SMEs secure funding under the Growth Guarantee Scheme (formerly Recovery Loan Scheme). This government-backed initiative provides support for businesses looking to grow and invest in the future.
- Backed by the UK Government
- Ideal for recovery, growth, or transition
- Suitable for SMEs unable to access traditional finance
Asset & Equipment Finance
Need to invest in new machinery, tools, or tech without compromising your cash flow? Asset finance enables you to spread the cost of essential business equipment over time. Whether it's industrial machinery, medical equipment, catering gear, or office furniture, we’ll help you acquire the assets that keep your business competitive.
- Hire purchase and leasing options
- Covers both hard and soft assets
- Flexible structures to suit your cash flow
Business Vehicle Finance
From delivery vans to executive cars, we offer a variety of tailored business vehicle finance solutions. Whether you're looking to purchase or lease a single car or an entire fleet, we provide tax-efficient and budget-friendly funding.
- Company car finance
- Commercial vehicle leasing
- Fleet solutions and maintenance packages
Refinance
Unlock capital from existing assets or consolidate debt with our refinance solutions. By restructuring your existing loans or releasing equity tied up in equipment or property, you can reduce monthly costs and gain access to working capital.
- Lower monthly repayments
- Access hidden capital
- Improve financial clarity
Merchant Cash Advance
Need a funding option that works in line with your sales volume? With a merchant cash advance, you borrow against your future debit/credit card sales. Ideal for retail, hospitality, and other customer-facing businesses with strong card turnover.
- No fixed monthly repayments
- Repay as you earn
- Quick access to funds
Commercial Property Finance
Whether buying new premises, refinancing existing ones, or investing in development, we provide tailored commercial property finance solutions. Suitable for both owner-occupiers and investors, we can help you fund offices, warehouses, retail units, and more.
- Mortgages for trading or investment
- Bridging and development finance
- Interest-only or repayment structures
Invoice Finance
Don’t let outstanding invoices slow down your business. With invoice finance, you can unlock up to 90% of the value of your unpaid invoices - improving cash flow and allowing you to reinvest in your business without waiting weeks or months for payment.
- Maintain positive cash flow
- Fund growth without debt
- Confidential or disclosed options available
Flexible finance for diverse sectors
Agriculture Finance
Support for farmers and agribusinesses looking to invest in machinery, livestock, land, or crop storage. Financing can be aligned with seasonal income patterns.
Amusements & Gaming Whether you're financing gaming machines or upgrading entertainment systems, we offer fast and flexible finance tailored to your customer-driven environment.
Beauty & Wellbeing Finance
From salon refurbishments to new treatment equipment, our beauty finance options help practitioners stay ahead in this competitive industry.
Brewing Finance
We support independent breweries with equipment leasing, stock purchases, and facility expansion finance.
Construction Finance
Helping contractors, builders, and developers with plant machinery, vehicles, bridging loans, and working capital solutions.
Energy & Renewables Finance
Funding for renewable energy projects including solar panels, biomass systems, and EV charging infrastructure.
Franchising Finance
From initial franchise fees to refurbishment and equipment finance, we support new and existing franchisees across multiple sectors.
Gyms & Fitness Finance
Whether starting a gym or upgrading existing facilities, we finance gym equipment, refurbishment, and expansion.
Healthcare Finance
Support for GP practices, dental clinics, optometrists, and care homes. We finance everything from diagnostic equipment to refurbishments.
Garage & Car Sales Finance for MOT stations, independent garages, and used car dealerships including ramp and diagnostic equipment.
Hotels, Catering & Hospitality From independent restaurants to national hotel chains, we help fund renovations, kitchen upgrades, and seasonal cash flow.
Manufacturing & Engineering Working capital, equipment leasing, and growth finance designed for manufacturers and industrial firms.
Plant & Vehicle Hire We offer leasing and refinance for vehicles, plant hire machinery, and other critical business assets.
Printing & Packaging Finance for presses, finishing machines, and packaging lines to keep your operations efficient and competitive.
Professional Services From accountants to architects, we help professional firms fund expansion, technology, and cash flow management.
Recycling & Waste Management Finance for trucks, processing machinery, and facility upgrades to support your sustainability goals.
Retail Finance
Shopfit, stock, marketing and equipment finance designed for high-street, e Commerce, and independent retailers.
Technology & Media Finance for servers, software, production tools, and more to keep tech companies moving fast and scaling smart.
Transport & Logistics Support for HGV purchases, fleet management, fuel cards, and depot development.
Wholesale Finance
Flexible loans and asset finance for stock acquisition, warehouse management, and supply chain support.
Specialist finance solutions
Hospitality Business Finance
- Hotel renovations, commercial kitchens, booking systems and more
Fitness Finance
- Gym equipment, member software, PT facilities, franchise setups
Retail Finance
- Shopfit, POS systems, stock acquisition
IT & Technology Finance
- Software, servers, and digital transformation tools
Soft Play Finance
- Equipment, installations, and insurance
Chip Shop Finance
- Fryers, extraction systems, and refurbs
Franchise Finance
- Initial investment, marketing, and equipment
Renewables & Solar Finance
- Solar panels, battery storage, heat pumps
School Finance
- Classroom technology, modular buildings, furniture
Padel Finance
- Finance for new courts, nets, lighting and club infrastructure
Camera Equipment - Cameras, drones, lenses for studios and media firms
Catering Equipment - Ovens, prep stations, fridges, and more
CCTV & Security - Surveillance systems, alarms, and integrated security tech
Commercial Vehicles - From single vans to full fleets Company
Car Finance
- Efficient leasing and HP structures for directors and staff
Construction Finance
- Site setup, insurance, plant and material purchases
Drainage Finance
- Tankers, pipe relining equipment and CCTV
Garage Finance
- MOT bays, ramps, diagnostics and tooling
Life Sciences Finance
- Specialist funding for biotech, medtech, and lab expansions
Medical Finance
- Equipment, software and working capital for clinics
Office Furniture Finance
- Desks, chairs, partitions and storage
Plant & Machinery Finance
- Leasing and HP for industrial machinery
Professional Loans - Tailored funding for lawyers, accountants, and consultants
Restaurant & Bar Finance
- Kitchen installs, refurbs, licensing and more
Salon & Beauty Finance
- Chairs, treatment equipment, rebrands and refurbishments
School & Public Sector Finance
- Budget-compliant finance for schools, colleges and local authorities
Self-storage Finance
- Facility buildout, marketing, access systems and operations
Shopfit Finance
- Fit-outs for retail, beauty, and hospitality businesses
Software Finance
- Licensing, Saa S subscriptions, and bespoke software builds
Wellness Finance
- Yoga studios, retreat centres, therapy rooms and holistic wellness
Why choose Business Helpline?
- Personalised Funding — We tailor every finance solution to your unique needs, business size, and industry. Whether it’s a start-up or a multi-site enterprise, you get a bespoke service and a solution that fits your operational and financial requirements.
- Fast & Simple Process — We remove the red tape and work quickly. From initial enquiry to funds in your account, our streamlined process ensures minimal disruption and maximum convenience.
- Extensive Panel of Lenders — We work with a wide panel of trusted UK lenders, giving you access to a broad range of finance products and the best possible terms available in the market.
- Transparent Advice — We provide honest, expert advice with no pressure. Our aim is to help you understand your options and make the right decision for your business.
- Support Across All Industries — From farms to fitness clubs, we’ve helped thousands of UK businesses across every sector achieve their financial goals.
Get in touch today
Ready to unlock the potential of your business?
Whether you need a simple business loan, asset finance for new machinery, or funding to open your next location, Business Helpline is here to help.
Let’s build a finance solution that works for you.